From Verified Hours to SEPA pain.001 in One Click

The Real-World Context

Payroll isn’t just “hours × rate.” It’s bonuses, meal allowances, advances, deductions, and the rule that once you pay, you shouldn’t be able to silently change the run.

The Test Scenario

We used the same Casa Verde 2-site, 4-rate scenario. We added: €20 meal allowance on work days, €50 advance for Carlos, and a paid run for May that we then tried to edit. The run had to stay locked.

How It Works (The Mechanics)

1. Hours → earnings — SalaryCalculation sums regular + overtime + night per employee.
2. Adjustments applied — allowances and advances as separate lines, not hidden in the rate.
3. Lock + export — Lock makes the run immutable; Export generates SEPA pain.001.001.03 XML with validated IBANs and a Recibo de Vencimento PDF per worker.

The Results / What We Verified

• SEPA XML validated and linked to the locked run. Pass.
• Allowances only on earned days. Pass.
• Locked run could not be silently changed — edits created a new version, flagged for accountant review. Pass.

Honest caveat: The XML is ready for the bank, but your accountant still gives the final “pay” sign-off — we don’t auto-send money.

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